Real letters. Your accounts. Mail-ready.
Custom dispute letters drafted for your specific accounts. Print-ready PDFs, certified-mail instructions, and a round-two follow-up sequence — so you're not stuck after the first reply.
Everything you need to mail tomorrow.
Up to 6 custom letters
Each letter is written for your account, your bureau, your dispute reason. Not a template with your name pasted in.
Round-2 follow-ups
If a bureau verifies the account, we've already drafted the escalation letter — method-of-verification request, FCRA-cited.
Mailing playbook
Certified-mail instructions, return-receipt tracking, exact bureau addresses, and a tracker sheet so you know what's out and what's back.
30-day check-in
One short email at day 30 — what bureaus did, what to send next. Built so you don't lose momentum.
The items that actually come off.
Collections
Especially old, sold-and-resold, or unverifiable accounts.
Late payments
Goodwill letters, errors, and inaccurately reported timelines.
Charge-offs
Unverified balance, mis-aging, or duplicate reporting.
Identity errors
Wrong addresses, wrong names, accounts that aren't yours.
Hard inquiries
Inquiries you didn't authorize or can't recall.
Public records
Bankruptcies, judgments, and tax-related items reported incorrectly.
From order to mailbox in 72 hours.
1 · You send your reports
Pull your free reports at annualcreditreport.com (or send what you have). Email them to us.
2 · We draft the letters
Within 72 hours: your custom letters, ready to print and sign. PDFs delivered by email.
3 · You print, sign, mail
Certified mail with return receipt. We give you the addresses and the tracker.
4 · We follow up at day 30
Round-2 letters if needed. Plain note from us with what to do next.
$99. Pay how it's easy.
Chime
$SafeArbor — note "letter pack" + your name.
Zelle
safearborconsulting / SafeArbor Consulting LLC
Checking ending in 6613
We do not use Cash App.
Ready for letters that get answered?
$99 — real letters, your accounts, mail-ready.